Más información
Préstamos Fix & Flip
Financiamiento a corto plazo diseñado para inversionistas de bienes raíces — cubre la compra y renovación de una propiedad que planea vender o refinanciar una vez terminada la obra.
Short-term financing to buy a property, pay for the renovation, and hold it until you sell or refinance.
Aplicar AhoraWho it's for
Investors buying a property that needs work, where a normal mortgage will not lend because of the condition.
How it works
- 1The lender looks at the deal — purchase price, repair budget, and what the property should be worth once finished.
- 2They fund a share of the purchase, plus the renovation budget.
- 3Renovation money is released in stages as work is completed and inspected, not all at once.
- 4You sell or refinance, and repay the loan from the proceeds.
What to watch out for
Interest runs the whole time you hold the property, so every week of delay costs money. Build a realistic timeline and a contingency into the budget — overruns are normal, not exceptional.
At a glance
- ●Financiamiento basado en el precio de compra y el valor después de reparaciones
- ●El presupuesto de renovación puede incluirse en el préstamo
- ●Se acepta rango de crédito autoreportado — sin revisión de crédito para precalificar
- ●Diseñado para inversionistas con plazos definidos
Common questions
Why is the renovation money released in stages?
It protects both sides. The lender is not funding work that has not happened, and you are not paying interest on money still sitting unused.
What does after-repair value mean?
It is what the property is expected to be worth once the work is finished. Most lending limits are set against it, so a realistic figure matters more than an optimistic one.