Más información
Préstamo de Bienes Raíces Comerciales
Financiamiento para comprar, refinanciar o retirar capital de una propiedad comercial — para negocios que ocupan la propiedad o propiedades de inversión.
A mortgage on property used for business rather than as your home — offices, retail units, warehouses, apartment buildings.
Aplicar AhoraWho it's for
Buyers and owners of income-producing or business-occupied property.
How it works
- 1The lender assesses the property's income and condition alongside your finances.
- 2A deposit is normally required, commonly a meaningful share of the price.
- 3Terms run for years, though many carry a balloon — a large final payment — before full amortisation.
- 4The property secures the loan.
What to watch out for
Watch for a balloon payment. Many commercial loans amortise over 25 years but come due in 5 or 10, meaning you must refinance or sell by then.
At a glance
- ●Opciones de compra, refinanciamiento o retiro de capital
- ●Plazos más largos que la mayoría del financiamiento comercial
- ●Basado en el valor de la propiedad y las finanzas de su negocio
- ●Para propiedad comercial ocupada por el propietario o de inversión
Common questions
What is a balloon payment?
Payments are calculated as if the loan runs a long time, but the remaining balance falls due much earlier. Know that date from day one and plan the refinance well ahead of it.