Más información
Préstamo Puente
Financiamiento a corto plazo que cubre una brecha — cerrar una nueva propiedad antes de vender otra, o cubrir costos hasta que se establezca un financiamiento a más largo plazo.
Short-term financing that carries you from now until a specific event — a sale, a refinance, or a lease-up — completes.
Aplicar AhoraWho it's for
Anyone who needs money for a defined gap: buying before selling, or holding a property until it qualifies for long-term financing.
How it works
- 1You borrow against the property for a short period, commonly 6 to 24 months.
- 2Payments are often interest-only, keeping the monthly cost down.
- 3The loan is repaid in full by the event you named — the exit.
- 4Speed is the product: bridge lenders move in days where banks take months.
What to watch out for
A bridge loan is only as safe as its exit. If the sale falls through or the refinance is declined, you must have a second way out — decide what that is before you borrow.
At a glance
- ●Plazos cortos, generalmente menos de 24 meses
- ●Cierre más rápido que el financiamiento permanente
- ●Se usa como puente hacia una venta, refinanciamiento o préstamo a más largo plazo
- ●Generalmente garantizado por bienes raíces
Common questions
What if I cannot repay at the end of the term?
Some lenders grant an extension, usually for a fee. Do not rely on it. Plan the exit first and treat an extension as emergency cover only.