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Financiamiento de Construcción / Desarrollo Comercial

Financiamiento para construcción desde cero o renovación importante de una propiedad comercial, generalmente desembolsado por etapas a medida que avanza el proyecto.

Funding to build from the ground up, released in stages as construction progresses.

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Who it's for

Developers and investors building new, or undertaking work too substantial for a standard renovation loan.

How it works

  1. 1The lender reviews the plans, permits, budget and your builder.
  2. 2Land or acquisition costs are usually funded first.
  3. 3Construction money is drawn in stages, each released after an inspection confirms the work.
  4. 4On completion you either sell, or refinance onto a long-term loan.

What to watch out for

Draws arrive after work is done, not before, so you need working capital to keep trades paid between inspections. That gap surprises first-time developers more than anything else.

At a glance

  • Fondos desembolsados por etapas a medida que avanza la construcción
  • Basado en el presupuesto y los planos del proyecto
  • Generalmente se convierte en financiamiento permanente al finalizar
  • Para construcción desde cero o renovación importante

Common questions

How long do draws take?

It varies by lender — some inspect and release within a couple of days, others take a week or more. Ask about draw turnaround before you choose; it directly affects your build schedule.

Financiamiento de Construcción / Desarrollo Comercial

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