Más información
Adelanto de Efectivo para Comerciantes
Un adelanto sobre sus futuras ventas con tarjeta de débito/crédito — financiado rápidamente, con el pago deducido automáticamente como un porcentaje de las ventas diarias o semanales.
An advance against your future card takings, repaid as a slice of each day's card sales.
Aplicar AhoraWho it's for
Card-heavy businesses — shops, restaurants, salons — that need money fast and cannot meet standard lending criteria.
How it works
- 1The provider looks at your card processing history.
- 2You receive a lump sum, often within a day or two.
- 3A fixed percentage of every day's card sales is taken automatically.
- 4It continues until the agreed total is repaid.
What to watch out for
This is normally the most expensive money on this page, and taking a second advance on top of a first is how businesses get into serious trouble. Come and talk to us before stacking one — restructuring is often possible.
At a glance
- ●Aprobación y financiamiento rápidos
- ●Pago ligado a las ventas diarias o semanales con tarjeta
- ●Basado más en el volumen de ventas que en el puntaje de crédito
- ●Ideal para negocios con transacciones constantes con tarjeta
Common questions
Is this a loan?
Technically no — it is a purchase of future receivables, which is why it is not always regulated like a loan. That distinction matters, so read the agreement carefully.
I already have one and I am struggling.
That is common and fixable. See MCA Debt Restructuring — the aim is to replace daily payments with something survivable.