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Financiamiento de Inventario

Financiamiento garantizado por su propio inventario — útil para abastecerse antes de una temporada alta o cumplir un pedido grande sin agotar sus reservas de efectivo.

A loan used to buy stock, secured by that stock itself.

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Who it's for

Retailers, wholesalers and distributors who must buy ahead of a season and want to keep cash free until it sells.

How it works

  1. 1You borrow to purchase inventory.
  2. 2The inventory is the collateral for the loan.
  3. 3You sell through the season.
  4. 4You repay from the proceeds.

What to watch out for

If the stock does not sell, you still owe the money and are holding goods you cannot shift. Be conservative about how fast it will move.

At a glance

  • Financiamiento garantizado por el propio inventario
  • Útil para abastecimiento estacional o pedidos grandes
  • Libera efectivo para otras necesidades operativas
  • Basado en el valor del inventario y el historial de ventas

Common questions

Can I use this for perishable goods?

Rarely. Lenders prefer inventory that holds value and can be resold, so fresh or fast-spoiling goods are usually excluded.

Financiamiento de Inventario

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