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Préstamo Comercial a Corto Plazo

Una forma rápida de cubrir una necesidad a corto plazo — financiado rápidamente y pagado en un período de unos meses a aproximadamente dos años.

A smaller loan repaid quickly — typically 3 to 18 months — often with daily or weekly payments instead of monthly.

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Who it's for

A short, specific gap: covering payroll before a big invoice clears, buying stock for a busy season, or handling an urgent repair.

How it works

  1. 1Approval is fast, often in a day or two, and asks for less paperwork than a bank term loan.
  2. 2The full amount arrives at once.
  3. 3Repayment is frequent — daily or weekly — and automatic from your account.
  4. 4The cost is higher than a long-term loan because it is fast and short.

What to watch out for

The headline number can look small while the true annual cost is high. Ask for the total you will repay, not just the rate — that figure is what matters.

At a glance

  • Plazos típicamente de 3 a 24 meses
  • Aprobación y financiamiento rápidos
  • Mayor flexibilidad de aprobación que productos a más largo plazo
  • Ideal para necesidades urgentes a corto plazo

Common questions

Why daily payments?

It lowers the lender's risk, which is what makes fast approval possible. It also means the money leaves your account before you plan around it, so check the cash flow works.

Préstamo Comercial a Corto Plazo

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