Más información
Financiamiento de Facturas / Factoraje
Reciba un adelanto de efectivo sobre sus facturas pendientes en lugar de esperar a que sus clientes paguen — útil para negocios con ciclos de pago largos y cuentas por cobrar sólidas.
Getting paid now for invoices your customers have not paid yet, by selling or borrowing against them.
Aplicar AhoraWho it's for
Businesses that invoice other businesses on 30, 60 or 90 day terms and cannot wait that long for their own bills.
How it works
- 1You raise an invoice to a creditworthy customer as normal.
- 2The financier advances most of its value, often 80–90%, within a day or two.
- 3Your customer pays the invoice on their usual timetable.
- 4You receive the remainder, minus the fee.
What to watch out for
With true factoring the financier may contact your customer directly, since they now own the invoice. If that would be awkward, ask specifically for a confidential or non-notification facility.
At a glance
- ●Adelanto basado en sus facturas pendientes
- ●Financiamiento ligado a la solvencia de sus clientes, no solo la suya
- ●Sin nueva deuda en su balance en la mayoría de las estructuras
- ●Ideal para negocios B2B con clientes de pago lento
Common questions
What if my customer never pays?
That depends on whether the deal is 'recourse' or 'non-recourse'. With recourse, you carry the loss. Check which you are being offered — the price difference reflects real risk.