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Financiamiento Basado en Ingresos

Los pagos se ajustan a sus ingresos — pague más en meses buenos y menos cuando el negocio esté más lento, en lugar de un pago fijo cada mes.

Funding repaid as an agreed percentage of your sales, so the amount you pay moves up and down with your revenue.

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Who it's for

Businesses with strong but uneven sales — seasonal trade, e-commerce, hospitality — that want repayments to breathe with them.

How it works

  1. 1You receive a lump sum.
  2. 2You agree a fixed percentage of ongoing revenue as the repayment.
  3. 3Busy months repay more, quiet months repay less.
  4. 4It ends when the agreed total is repaid, so the end date moves.

What to watch out for

Flexibility is not the same as cheapness. Because there is no fixed end date, work out the total repayment, not the monthly feel.

At a glance

  • El pago se ajusta según los ingresos
  • Sin pago mensual fijo
  • Basado principalmente en el historial de ingresos, no en el crédito
  • Ideal para negocios con ingresos variables

Common questions

What if sales stop entirely?

Repayments shrink with revenue, but the obligation does not disappear. Read how the agreement handles a prolonged downturn.

Financiamiento Basado en Ingresos

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