Más información
Financiamiento de Cuentas por Cobrar
Una línea de crédito garantizada por sus cuentas por cobrar pendientes — una forma flexible de acceder al efectivo atado a facturas de clientes sin pagar, sin ceder su propiedad.
A loan secured against the money your customers owe you, with the receivables as collateral rather than sold outright.
Aplicar AhoraWho it's for
Businesses with a steady book of reliable customers who want cash against it while keeping full control of the customer relationship.
How it works
- 1Your receivables ledger is assessed for quality and concentration.
- 2You borrow against a percentage of it.
- 3You keep collecting from customers yourself — they need not know.
- 4As old invoices are paid and new ones raised, the available amount moves with them.
What to watch out for
If a large share of your revenue comes from one or two customers, lenders will lend less against it. Concentration is the single biggest factor here.
At a glance
- ●Línea renovable garantizada por cuentas por cobrar pendientes
- ●Estructura distinta al factoraje de facturas — usted conserva las cuentas por cobrar
- ●La línea de crédito crece junto con sus cuentas por cobrar
- ●Ideal para negocios B2B con facturación constante
Common questions
How is this different from factoring?
Factoring sells the invoice; this borrows against it. Here you stay in charge of collections and the customer relationship.