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SBA Express
SBA Express trades size for speed. The lender uses its own delegated authority instead of waiting on the SBA, so an answer arrives in days rather than weeks. Amounts are smaller and the guarantee to the lender is lower, which means credit standards are tighter — but for a working capital line or a modest equipment purchase it is usually the fastest SBA money available.
Apply Now- ●Decisions in days, because the lender approves it, not the SBA
- ●Smaller amounts than a standard 7(a)
- ●Can be a term loan or a revolving line of credit
- ●Less paperwork than a standard 7(a)
- ●Tighter credit standards, because the lender carries more of the risk
Related programmes
View all- SBA CAPLinesAn SBA-backed line of credit for contracts, seasons and growing receivables.
- Merchant Cash AdvanceAn advance against future card sales, repaid via a fixed daily or weekly percentage.
- Business Acquisition FinancingFinancing to buy an existing business or buy out a partner.
- Startup FinancingFinancing options for newer businesses, where a lender allows it.
- Franchise FinancingFinancing to open a new franchise location or expand an existing one.
- Inventory FinancingFree up cash by financing the inventory you need to stock up or fulfill orders.