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Business Acquisition Financing
Financing structured around buying an existing business, franchise, or buying out a partner — underwriting looks at both your background and the target business's financials.
Funding to buy an existing business, or a partner's share of one.
Apply NowWho it's for
Someone buying a trading company rather than starting one, including a manager buying out an owner.
How it works
- 1The business being bought is valued and its books examined.
- 2You normally contribute a deposit from your own funds.
- 3The loan covers the rest, often supported by the acquired business's own assets and cash flow.
- 4Repayment is designed to be met from the profits of the business you are buying.
What to watch out for
You are buying the seller's problems as well as their revenue. Pay for proper due diligence — it is the cheapest part of the whole transaction.
At a glance
- ●For acquiring an existing business, franchise, or partner buyout
- ●Underwriting reviews the target business's financials
- ●Can often be paired with SBA financing
- ●Terms vary widely by deal structure
Common questions
Do I need industry experience?
Usually yes. Lenders weigh whether you can actually run what you are buying, and relevant experience materially improves your terms.