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Business / Working Capital

Fast, flexible capital for established businesses that need cash on hand — whether that's smoothing out seasonal swings, covering payroll, stocking inventory, or funding a growth opportunity.

Financing for the everyday running of your business — payroll, rent, stock, supplies — rather than for one big purchase.

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Who it's for

A business that is trading fine but is cash-tight this month: money is owed to you, or the season is slow, and the bills do not wait.

How it works

  1. 1The lender looks mostly at your revenue and bank activity, not just your credit score.
  2. 2Funds arrive quickly, often within days.
  3. 3You repay over months, commonly on a daily or weekly schedule.
  4. 4It is usually unsecured, so no specific asset is pledged.

What to watch out for

Working capital fixes timing problems, not profitability problems. If the shortfall repeats every month, borrowing again will make it worse, not better — talk to us before you stack a second one.

At a glance

  • Funding from $10,000 to $2,000,000
  • Minimum 6 months in business
  • Self-reported credit range accepted — no hard credit pull to pre-qualify
  • Funds available in as little as a few business days once approved

Common questions

Will this hurt my credit to check?

Our pre-qualification uses the figures you give us and does not run a hard credit pull, so checking your options costs you nothing.

Business / Working Capital

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