For brokers
Send us the deal. Keep your points.
Biscayne Lending is a lender desk for brokers. You bring the borrower; we place the loan with our lenders and run the file to closing. No monthly fee. You keep every point you charge.
No card. No contract. Your borrowers stay yours.
How it works
- 1
Sign up free
Two minutes. No card, no monthly fee, nothing to install.
- 2
Text your borrower a link
They upload their documents from their phone. A clear photo is fine. You see everything as it lands.
- 3
We place it and process it
We match the file to the right lender, send the package, chase the conditions and talk to title. You get paid at closing.
What you keep, what it costs
You keep
100% of your points and your processing fee, up to the lender's cap. They sit on the term sheet under your name.
The borrower pays at closing
A Biscayne Lending document fee, as its own line on the settlement statement, on files that carry one. It is set when we quote the deal and it sits on the term sheet from day one, so nobody is surprised at the table.
Nothing comes out of your side
Our fee is its own line and never touches your points or your processing fee.
Your first funded loan
The document fee is waived on your first funded loan. Your points stay yours; the borrower pays nothing to the platform on that one.
Lenders we place with
Fix & flip, bridge, DSCR rental, new construction and business loans. We place through a network of private, wholesale, institutional and SBA desks, kept current deal by deal.
Private and hard money · Wholesale mortgage desks · Institutional bridge and DSCR · Equipment and fleet funders · SBA lenders · Commercial and special-purpose
We do not publish who our lenders are. You get the right desk for your file; which one it is, and the terms, are confirmed to you in writing before you sign. Every deal is subject to the lender's own underwriting, and we never promise a rate or an approval.
What you get, free
- A borrower link you text from your phone. Documents come back the same day.
- A checklist that says what is missing, with a message ready to send about it.
- Term sheets and quotes under your own name.
- One-click lender packages with a READ ME sheet: the texts to send and where the file stands.
- A deal analyzer and calculators you can send to a client.
- Training in English and Spanish, from your first deal on.
Your borrower stays yours
Only you and our desk can see your files. No other broker on the platform can. We do not market to your borrowers, and every document is encrypted in transit and at rest.
Questions brokers ask
- Do I really keep all my points?
- Yes. Your points and processing fee are yours, up to what the lender allows. Our fee is separate and never comes out of yours. Not every file carries one.
- Who pays your fee?
- The borrower, at closing, as its own line on the settlement statement. It is disclosed on the term sheet and never hidden inside your line. Not every file carries one.
- Does my borrower see your lenders?
- No. Your borrower sees your name and your brand. The lender is our side of the desk.
- What do I need to send?
- The purchase contract, the borrower's ID, entity documents and bank statements to start. The checklist tells the borrower the rest, and they upload from their phone.
- How fast does it close?
- That depends on the lender and on how complete the file is. A complete file moves in days; an incomplete one takes as long as the missing document does.
- Do I need a license?
- Business-purpose lending has its own rules, and they differ by state. Tell us where you work and we will say plainly what we know, and what to ask your attorney.
Bring us the next one.
Sign up free now, or call and we will walk your first deal through together.
Allai Shahin · Founder, Biscayne Lending
Prefer to talk first? Tell us about your business
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