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Inventory Financing
Financing secured by your inventory itself — useful for stocking up ahead of a busy season or fulfilling a large order without draining your cash reserves.
A loan used to buy stock, secured by that stock itself.
Apply NowWho it's for
Retailers, wholesalers and distributors who must buy ahead of a season and want to keep cash free until it sells.
How it works
- 1You borrow to purchase inventory.
- 2The inventory is the collateral for the loan.
- 3You sell through the season.
- 4You repay from the proceeds.
What to watch out for
If the stock does not sell, you still owe the money and are holding goods you cannot shift. Be conservative about how fast it will move.
At a glance
- ●Financing secured by the inventory itself
- ●Useful for seasonal stocking or large orders
- ●Frees up cash for other operating needs
- ●Based on inventory value and sales history
Common questions
Can I use this for perishable goods?
Rarely. Lenders prefer inventory that holds value and can be resold, so fresh or fast-spoiling goods are usually excluded.