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Franchise Financing
Financing built around franchise economics — covering the franchise fee, buildout, and initial working capital, with underwriting that considers the franchisor's track record alongside your own.
Funding to buy and open a franchise location — franchise fee, fit-out, equipment and opening working capital.
Apply NowWho it's for
People buying into an established brand rather than building one.
How it works
- 1Lenders assess the franchisor's track record as well as yours, which often helps you.
- 2Financing can cover the initial fee, build-out and equipment.
- 3Many well-known franchise systems have lenders already familiar with their model.
- 4SBA routes are common here and often the cheapest.
What to watch out for
Budget for working capital past opening day. Many franchisees fund the build and then run dry before the location matures.
At a glance
- ●Covers franchise fees, buildout, and equipment
- ●Underwriting considers the franchisor's history
- ●Often paired with SBA financing
- ●For new locations or existing franchise expansion
Common questions
Does the franchisor lend to me?
Sometimes they offer or arrange financing, but usually it comes from an outside lender. It is worth comparing both.