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Revenue-Based Financing
Repayments flex with your revenue — pay more in strong months and less when business is slower, instead of a fixed payment every month.
Funding repaid as an agreed percentage of your sales, so the amount you pay moves up and down with your revenue.
Apply NowWho it's for
Businesses with strong but uneven sales — seasonal trade, e-commerce, hospitality — that want repayments to breathe with them.
How it works
- 1You receive a lump sum.
- 2You agree a fixed percentage of ongoing revenue as the repayment.
- 3Busy months repay more, quiet months repay less.
- 4It ends when the agreed total is repaid, so the end date moves.
What to watch out for
Flexibility is not the same as cheapness. Because there is no fixed end date, work out the total repayment, not the monthly feel.
At a glance
- ●Repayment scales with revenue
- ●No fixed monthly payment
- ●Based primarily on revenue history, not credit
- ●Good fit for businesses with variable income
Common questions
What if sales stop entirely?
Repayments shrink with revenue, but the obligation does not disappear. Read how the agreement handles a prolonged downturn.