This takes about two minutes. Nobody pulls your credit and you are not signing anything — we just look at your numbers and tell you where you stand.
Two years is 24 months.
Your best estimate is fine.
An average is fine — you do not need to look it up.
Count every deposit, not just big ones. Not sure? Leave it blank.
Enter 0 if you do not take cards. Not sure? Leave it blank.
Answering yes does not disqualify you. It just changes which lenders we go to.
All fields are required.