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Multifamily Financing

Financing for the purchase, refinance, or improvement of apartment buildings and other multi-unit residential properties, sized to the property's income potential.

Financing for residential buildings with multiple units — duplexes up to apartment blocks.

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Who it's for

Investors buying or refinancing rental buildings rather than single houses.

How it works

  1. 1The building is judged mainly on the income it produces.
  2. 2Lenders review the rent roll and operating expenses.
  3. 3Larger properties may access agency programmes with attractive long-term terms.
  4. 4More units generally means more stable income, since one vacancy is not total vacancy.

What to watch out for

Verify the rent roll yourself. Sellers present optimistic occupancy, and you are buying the real numbers, not the marketed ones.

At a glance

  • For 5+ unit apartment and multifamily properties
  • Purchase, refinance, or value-add renovation
  • Sized to the property's rental income
  • Longer terms available for stabilized properties

Multifamily Financing

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