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Retail Property Financing
Financing for retail real estate — from a single storefront to a multi-tenant shopping center — for purchase, refinance, or renovation.
Financing for shops, strip centres and other retail premises.
Apply NowRead the full guide to Shopping Plaza & Retail
Who it's for
Investors and operators buying or refinancing retail space.
How it works
- 1Lenders scrutinise the tenants — who they are and how long their leases run.
- 2Strong long-lease tenants improve your terms considerably.
- 3Lease expiries close to your loan maturity will concern a lender.
- 4Location and footfall carry real weight.
What to watch out for
Tenant concentration is the risk. If one tenant is most of the income, their departure is your problem, not theirs.
At a glance
- ●Single-tenant storefronts to multi-tenant centers
- ●Purchase, refinance, or renovation financing
- ●Underwriting considers tenant mix and lease terms
- ●Owner-occupied or investment property
Related programmes
View all- Office FinancingFinancing for office buildings, owner-occupied or leased to tenants.
- Industrial FinancingFinancing for manufacturing facilities, flex space, and industrial properties.
- Warehouse FinancingFinancing for warehouse and distribution facilities.
- Mixed-Use FinancingFinancing for properties combining residential, retail, or office space.
- Hospitality FinancingFinancing for hotels, motels, and other hospitality properties.
- Owner-Occupied Commercial Real EstateFinancing to purchase the building your business operates from.