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Office Financing

Financing for office properties — whether you're occupying the space yourself or leasing it out to tenants — for purchase, refinance, or improvement.

Financing for office buildings and suites.

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Who it's for

Investors and businesses buying or refinancing office space.

How it works

  1. 1Occupancy and lease terms drive the assessment.
  2. 2Lenders look closely at tenant quality and remaining lease length.
  3. 3Owner-occupied offices may qualify for SBA programmes.
  4. 4Underwriting on offices has tightened, so expect more scrutiny than on other property types.

What to watch out for

Office demand has shifted markedly with remote work. Be conservative about re-letting assumptions and the time it takes.

At a glance

  • Owner-occupied or leased investment office space
  • Purchase, refinance, or improvement financing
  • Underwriting considers occupancy and lease terms
  • Single-tenant to multi-tenant buildings

Office Financing

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