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Mixed-Use Financing
Financing for mixed-use properties — combining residential units with retail or office space — with underwriting that accounts for each component of the property.
Financing for buildings combining uses — commonly shops or offices below, flats above.
Apply NowWho it's for
Investors buying buildings that do not fit neatly into one category.
How it works
- 1The lender assesses each use separately, then the whole.
- 2The proportion of residential to commercial affects which programmes apply.
- 3Not every lender handles mixed-use, so the field is narrower.
- 4Income from both parts counts towards qualifying.
What to watch out for
The commercial portion usually drives the terms, even when residential is most of the floor area. Expect commercial pricing.
At a glance
- ●Combines residential with retail or office components
- ●Purchase, refinance, or renovation financing
- ●Underwriting evaluates each use separately
- ●Sized to combined income potential
Related programmes
View all- Hospitality FinancingFinancing for hotels, motels, and other hospitality properties.
- Owner-Occupied Commercial Real EstateFinancing to purchase the building your business operates from.
- Investment Property FinancingFinancing for commercial property purchased to lease out for income.
- Commercial Property AcquisitionFinancing structured around acquiring a specific commercial property.
- Commercial RefinanceReplace your current commercial mortgage with better terms.
- Commercial Cash-Out RefinanceRefinance your commercial property and pull out equity as cash.