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Mixed-Use Financing
Financing for mixed-use properties — combining residential units with retail or office space — with underwriting that accounts for each component of the property.
Financing for buildings combining uses — commonly shops or offices below, flats above.
Apply NowWho it's for
Investors buying buildings that do not fit neatly into one category.
How it works
- 1The lender assesses each use separately, then the whole.
- 2The proportion of residential to commercial affects which programmes apply.
- 3Not every lender handles mixed-use, so the field is narrower.
- 4Income from both parts counts towards qualifying.
What to watch out for
The commercial portion usually drives the terms, even when residential is most of the floor area. Expect commercial pricing.
At a glance
- ●Combines residential with retail or office components
- ●Purchase, refinance, or renovation financing
- ●Underwriting evaluates each use separately
- ●Sized to combined income potential