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Commercial Refinance
Refinance an existing commercial property loan — to lower your rate, change your term, or move from a maturing loan into permanent financing.
Replacing an existing commercial property loan with a new one, usually for a better rate, a longer term, or a lower payment.
Apply NowWho it's for
Owners whose current loan is maturing, expensive, or no longer suits the property.
How it works
- 1The property is revalued at today's worth.
- 2A new loan pays off the old one.
- 3You continue on the new terms.
- 4Timing matters — refinancing ahead of a balloon is far easier than after it.
What to watch out for
Count the closing costs. A lower rate that takes four years to repay its own fees is not a saving if you plan to sell in two.
At a glance
- ●Lower your rate or change your loan term
- ●Move from maturing debt into permanent financing
- ●Available for owner-occupied or investment property
- ●Based on current property value and performance