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Commercial Cash-Out Refinance
Refinance a commercial property you already own and take out a portion of its equity as cash — often used to fund another acquisition, renovation, or business need.
Refinancing for more than you currently owe, and taking the difference as cash.
Apply NowWho it's for
Owners with equity built up in a property who want to release it — often to buy the next one.
How it works
- 1The property is revalued.
- 2You borrow a percentage of that value.
- 3The old loan is repaid and the surplus comes to you.
- 4Your payment rises, because the balance did.
What to watch out for
You are converting equity into debt secured on the property. It is a good move for a productive purpose and a poor one for covering losses.
At a glance
- ●Access equity in a property you already own
- ●Cash can fund another deal, renovation, or the business
- ●Based on current appraised value
- ●Available for owner-occupied or investment property
Related programmes
View all- DSCR FinancingQualify based on a property's rental income, not your personal income.
- Gas Station & C-Store FinancingBuy, refinance or build a fuel station — including the tanks and the environmental work.
- Fix & Flip LoansShort-term financing for purchasing and renovating investment properties.
- Fix & Flip — No Monthly PaymentsA 12-month fix and flip loan with no monthly payments. The interest is settled when you sell or refinance.
- Commercial Real Estate LoanFinancing to purchase or refinance owner-occupied or investment commercial property.
- Bridge LoanShort-term financing to bridge the gap until permanent financing or a sale closes.