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Bridge Loan
Short-term financing that bridges a gap — closing on a new property before selling another, or covering costs until longer-term financing is in place.
Short-term financing that carries you from now until a specific event — a sale, a refinance, or a lease-up — completes.
Apply NowWho it's for
Anyone who needs money for a defined gap: buying before selling, or holding a property until it qualifies for long-term financing.
How it works
- 1You borrow against the property for a short period, commonly 6 to 24 months.
- 2Payments are often interest-only, keeping the monthly cost down.
- 3The loan is repaid in full by the event you named — the exit.
- 4Speed is the product: bridge lenders move in days where banks take months.
What to watch out for
A bridge loan is only as safe as its exit. If the sale falls through or the refinance is declined, you must have a second way out — decide what that is before you borrow.
At a glance
- ●Short terms, typically under 24 months
- ●Faster to close than permanent financing
- ●Used to bridge to a sale, refinance, or longer-term loan
- ●Typically secured by real estate
Common questions
What if I cannot repay at the end of the term?
Some lenders grant an extension, usually for a fee. Do not rely on it. Plan the exit first and treat an extension as emergency cover only.
Related programmes
View all- Construction / Commercial Development FinancingFinancing for ground-up construction or major commercial development.
- Multifamily FinancingFinancing for apartment buildings and multi-unit residential properties.
- Retail Property FinancingFinancing for shopping centers, strip malls, and standalone retail buildings.
- Office FinancingFinancing for office buildings, owner-occupied or leased to tenants.
- Industrial FinancingFinancing for manufacturing facilities, flex space, and industrial properties.
- Warehouse FinancingFinancing for warehouse and distribution facilities.
This programme, market by market
What changes when the deal is here rather than anywhere.