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Hospitality Financing
Financing for hotels and other hospitality properties — purchase, refinance, renovation (PIP), or flag conversion — underwritten around the property's operating performance.
Financing for hotels, motels and short-stay accommodation.
Apply NowWho it's for
Operators and investors buying or refinancing hospitality property.
How it works
- 1These are treated as operating businesses, not just buildings.
- 2Lenders examine occupancy, average rate and revenue per room.
- 3Your operating experience matters, often as much as the property.
- 4Franchise or flag affiliation can improve terms.
What to watch out for
Hospitality income swings hard with the economy and the season. Lenders price for that, and you should plan cash reserves for it.
At a glance
- ●Hotels, motels, and extended-stay properties
- ●Purchase, refinance, renovation, or flag conversion
- ●Underwriting reviews operating performance (RevPAR, occupancy)
- ●Franchise and independent properties considered
Related programmes
View all- Owner-Occupied Commercial Real EstateFinancing to purchase the building your business operates from.
- Investment Property FinancingFinancing for commercial property purchased to lease out for income.
- Commercial Property AcquisitionFinancing structured around acquiring a specific commercial property.
- Commercial RefinanceReplace your current commercial mortgage with better terms.
- Commercial Cash-Out RefinanceRefinance your commercial property and pull out equity as cash.
- DSCR FinancingQualify based on a property's rental income, not your personal income.