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Investment Property Financing
Financing for commercial property acquired as an investment — underwriting centers on the property's rental income and market performance rather than an owner's own business financials.
Financing for property you buy to rent out or resell, rather than to live in.
Apply NowWho it's for
Investors building a portfolio of income-producing property.
How it works
- 1Lenders require a larger deposit than on a home you occupy, because investment property carries more risk.
- 2Expected rental income is usually counted towards qualifying.
- 3Rates sit a little above owner-occupied equivalents.
- 4Both long-term and short-term structures are available depending on your plan.
What to watch out for
Budget for vacancy, maintenance and management. A property is not earning every month of the year, and the payment does not pause when it is empty.
At a glance
- ●For property purchased to lease out, not occupy
- ●Underwriting centers on rental income and market
- ●Available for a range of commercial property types
- ●Purchase or refinance