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Refinanciamiento / Consolidación de Deuda

Reemplace varias deudas comerciales existentes con un solo préstamo nuevo — a menudo para reducir su pago, extender su plazo, o simplificar el manejo de varios prestamistas en uno solo.

Replacing several debts with one new loan, leaving a single payment instead of many.

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Who it's for

Businesses or individuals juggling multiple expensive debts with different due dates.

How it works

  1. 1All existing balances are totalled.
  2. 2One new loan pays them off.
  3. 3You are left with a single payment, usually lower and over a longer term.
  4. 4Total interest may rise if the term lengthens, even though the monthly figure falls.

What to watch out for

Consolidation only helps if the borrowing stops. If the cleared cards or advances fill up again, you now carry both — this is the most common way people end up worse off.

At a glance

  • Combina varias deudas en un solo pago
  • Puede reducir su pago o extender su plazo
  • La evaluación revisa sus posiciones de financiamiento actuales
  • Ideal para negocios con varios préstamos existentes

Common questions

Will this lower what I pay overall?

Not always. It usually lowers the monthly payment, but a longer term can raise the total interest. Ask for both figures and compare them honestly.

Refinanciamiento / Consolidación de Deuda

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