This takes about two minutes. Nobody pulls your credit and you are not signing anything — we just look at your numbers and tell you where you stand.
Two years is 24 months.
Your best estimate is fine.
An average is fine — you do not need to look it up.
Count every deposit, not just big ones. Not sure? Leave it blank.
Answering yes does not disqualify you. It just changes which lenders we go to.
All fields are required.